About Us

1st Wholesale Card Solutions is a Portland- based Independent Sales Organization (ISO) partnered with multiple Merchant Service Providers (MSP).

Our company was founded in 1997, with the idea of offering “wholesale payment solutions” to small business.

We’re confident that your small business is best served by our small WBE business. Although we’re contracted with most MSP giants, we face the same challenges as the businesses we serve.

In our early years a business opportunity led us into the fleet card environment- working mainly with automotive maintenance, repair, and fuel vendors when we contracted with Wright Express (WEX)- the largest US and Worldwide fleet card issuer.

We expanded our focus into the carwash industry a natural fit for fleet business and were endorsed by most of the regional carwash associations through-out the US. 

As we watched our business evolve into an automotive niche, the dba: Compass Fleet & Merchant Services was created to be descriptive of the automotive industry we served.

Today we are still the same company that started out with a wholesale vision.  With the knowledge that we’ve gained through working with associations and group buying.  We know we can offer all small business affordable POS solutions at a fraction of the cost of our competitors.

No one can predict the future, but with the help of the banks and processors we partner with- we’ll continually stay one step ahead of trends and technology to ensure our friends in business continue to grow, prosper, avoid risk, and stay compliant with ever changing card association rules.